How to make an investment fund analysis

How to make an investment fund analysis? When we think about investing in a certain investment fund, we need to know where we are investing. To do so, it is very useful to analyze all the aspects related to it. An in-depth analysis will help us to decide on one fund or another.

There are a number of defining characteristics that need to be studied.

Investment fund analysis
Previous Data

Here we have to take into account the category of the fund: stock funds, bond funds, mixed, guaranteed, indexed, etc. Only with this information will we know to which investor profile he is directed (conservative, moderate or aggressive).

We also need to see if you are registered with CMMV, your ISIN, the assets under management and the number of participants. We also need to analyze the fund's commissions and the minimum entrance amount, that is, if it is necessary to invest a minimum amount to have access to the investment fund.

Investment policy

In the investment policy, it specifies to what extent the investment fund will invest, as well as the investment limits. For example, if it has a 30% stock investment limit or a foreign exchange exposure limit.


It is essential to look at certain ratios such as volatility, return (both annual to date and annualized over 3 or 5 years) and Sharpe ratio (considered good from 1, although this is influenced by the type of fund).


When we invest, the ultimate goal is always to get a certain return. That's why we have to see how the fund we're interested in performs. We must keep in mind that past returns do not guarantee future returns, but observing the behavior and evolution of its profitability can help us get an idea of what the fund is like.


We must also take into account the investment fund's investment: whether the investment fund is positioned in stocks or bonds and in what proportion it does so, in what geographical areas it invests more, in what currency, etc. We can also analyze which are its main positions, that is, in which companies and assets it invests more.


Another relevant aspect to be analyzed is the behavior of its competitors. That is, how the funds of the same category are presented. We can analyze whether, with the same volatility, other similar funds obtain higher returns, or whether they charge less fees. Ideally, you should choose the fund that has the best performance in its category.


Finally, if it is an active management fund, it is also relevant who is the fund manager. An experienced manager who transmits confidence and is clear and faithful to the investment policy will always be an asset to the fund.


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